Kit Car Insurance

Benefits of Parts only Kit Car insurance

Your kit car gets damaged, now what?! Kit Cars are usually built from scratch by owners with a great deal of love in picking out good quality parts. If your car is damaged you won’t want a total stranger repairing your kit car when you built it from day one.

This is totally understandable, which means taking out a parts only Kit car insurance is the sensible option here. Kit Car Parts only insurance is designed to provide full cover for the Kit car owner as a physical person but at the same time making sure also physical parts of the car are covered giving the owner the option to repairing the car.

Benefits of Parts only Kit Car insurance
What do I gain from Parts only Kit Car insurance? Well how does a discount of around 30% sound? The Kit car policy would pay out for the cost of any parts needed to rebuild the damaged car if a claim is made. The discount takes into account that no labour will occur from a garage as you will be repairing your car yourself.

Sounds a good option? With you building it from scratch to completion this is a great way to make sure you have full control of repairing your kit car back to as it was. Garage costs can become very high and is usually when charges for labour are added. Often labour can be priced higher than parts that are actually being replaced.

When you’ve added many expensive parts to the car, look at the Kit car policy to see whether or not the policy gives you salvage rights. Meaning that if your Kit car was involved in an accident and repairing it wasn’t a viable option you would be able to salvage any undamaged parts to use again that could be expensive to buy for spares.

Tags: Garage costs, Insurance, Kit car, kit car accident, Kit car policy, kit car repairing, labour, Parts only Kit Car insurance, salvage rights